Inheritance Tax Planning in the City of London
Inheritance Tax planning is one of the most impactful steps you can take to protect your family's financial future. BB Financial Advice is a recognised Inheritance Tax planning specialist in London, with 20 years of experience helping clients legally reduce what HMRC will claim from their estate. Based at Warnford Court on Throgmorton Street, we offer a free initial call to explore your options with no obligation.
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Why Inheritance Tax Planning Matters in London
London property values mean that many families in the City of London and surrounding areas have estates well above the IHT threshold without realising it. Inheritance Tax at 40% on assets above the threshold can be a severe blow to beneficiaries. Early, structured planning with a Chartered Financial Planner dramatically reduces your exposure and gives your family far more of what you have worked to build.
Inheritance Tax Planning Strategies We Use
BB Financial Advice draws on a full range of HMRC-approved Inheritance Tax planning strategies tailored to each client. These include lifetime gifting using annual exemptions, the creation of trusts to hold assets outside the taxable estate, Business Property Relief for clients with business interests, and pension planning to leave retirement funds outside the estate. Every strategy we use is fully compliant and designed for long-term effectiveness.
Inheritance Tax Planning and Estate Planning Together
The most effective Inheritance Tax planning does not happen in isolation. At BB Financial Advice, we integrate IHT planning with broader estate planning, ensuring that every element of your financial affairs is aligned. The result is a coherent, efficient plan that achieves your goals for passing on wealth while minimising the tax cost for your beneficiaries.
Independent Advice
ABOUT US
BB Financial Advice was founded by Bobby Bhuiyan, a Chartered Financial Planner and FCA Certified adviser with over 20 years of experience in the London financial market. Operating from Warnford Court on Throgmorton Street - just minutes from the Bank of England and the Lloyd's of London building - we are ideally placed to serve clients across the City and the wider capital.
Chartered Financial Planner status - the gold standard of UK financial advice
FCA regulated for your protection and peace of mind
Specialist in Inheritance Tax planning for London families
Free initial consultation with no obligation
Serving the City of London, Hackney, Islington, Camden, Whitechapel, Southwark, and Bermondsey
We work with clients on Inheritance Tax planning throughout London, including areas like Whitechapel and Bermondsey where property wealth has risen dramatically in recent years. Many clients come to us after attending one of our seminars near Aldgate or following a referral from a London solicitor. If you have not reviewed your estate's IHT position recently, now is the time to act.
STILL NOT SURE?
Frequently Asked Questions
How can I reduce my Inheritance Tax bill in London?
There are several legitimate strategies including gifts, trusts, business property relief, and pension planning. A specialist in the City of London can review your position and recommend the right approach.
What is the Inheritance Tax threshold in the UK?
The standard nil rate band is currently 325,000 pounds, with an additional residence nil rate band of up to 175,000 pounds for those passing on a main home to direct descendants.
Does BB Financial Advice specialise in Inheritance Tax planning in London?
Yes. We are recognised Inheritance Tax specialists in the City of London, helping clients reduce IHT liabilities through fully compliant, HMRC-approved strategies.
OUR REVIEWS
I had been looking for a financial advisor and after speaking to a few I was recommended Bobby by a close contact. I read reviews on Bobby on ‘vouchedfor’ and Google and found them to be very positive. Following this I made initial contact Bobby and found him to be very personable and felt at ease. Bobby has shown himself to be very experienced, knowledgeable and clear in his approach to financial planning. He patiently understands my requirements, aim and risk tolerance. Bobby in a short period of time has demonstrated the value he brings, has been consistent in his recommendations and flexible to my needs. I feel my finances are in a safe pair of hands. He was also transparent with the charges for his services.
Bobby was very helpful and patient , my situation is complex in terms of inheritance and we examined all options together. He evaluated all the scenarios highlighting the various pitfalls and myths associated with IHT, i was very impressed by his understanding of the tax implications.
Bobby has been invaluable! I had no idea where/how to invest re my pension and redundancy money, and have been so happy with how everything is working out. We just finished a meeting re estate planning, and now have a clear understanding of my next steps. Thank you Bobby!
From the very first call, Bobby has shown himself to be professional, concise and clear in his approach to financial planning. He invested time to patiently understand my financial goals and risk tolerance without any expectation, and took care to explain how he provides and charges for his services.
I have had a meeting with Bobby today to discuss my parents business which they hope to leave to my brothers and I and protect it for future generations in a tax efficient way which reduces their inheritance tax burden. Bobby offered very clear and relevant advice and listened carefully to the specifics of our situation. His advice was practical and offers clear tax savings. He explained his fees transparently and his fees are reasonable given the level of work required and the savings it will provide us with. I would recommend him.
Bobby offered me concise and clear advice. He showed great knowledge of estate planning and very quickly understood my personal situation and provided the best route forward. He has been part of my network for over 10 years and after consulting with a wide network of connections I found him to be the best. I would definitely recommend Bobby.
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Bobby Bhuiyan Financial Advice is a Trading Style of Aegis Financial Planning Limited (authorised and regulated by the Financial Conduct Authority – FCA No. 624298, Registered in England & Wales No 8946610).
Registered Office: Warnford Court, 29 Throgmorton Street, London, EC2N 2AT. Registered in England & Wales No 8946610. The FCA does not regulate taxation, trust or legal advice.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Trusts and Wills are not regulated by the Financial Conduct Authority.